You have access to more than 1, airport lounges worldwide and exclusive perks at hotels. Plus, earn 10x points on eligible purchases on the Card at restaurants worldwide and when you Shop Small in the U. Get 1. Redeem miles at 1 cent apiece for any travel or restaurant expense. The sign-up bonus is low compared with the top travel cards on the market. Big spenders and frequent travelers may be better off with a card that offers bonus rewards for travel purchases, even if it means paying an annual fee.
Earn unlimited 1. Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout. After the intro APR ends, That means you could earn up to 2.
Contactless Cards - The security of a chip card, with the convenience of a tap. This online only offer may not be available if you leave this page or if you visit a Bank of America financial center.
You can take advantage of this offer when you apply now. The U. You also get a juicy bonus as well as some valuable ongoing credits. You'll earn a generous 4X back on all eligible travel purchases, which is excellent. And unlike a lot of other travel rewards cards, that high rate also extends to gas stations, making it a perfect highway companion, too.
Throw in several other useful bonus categories and recurring credits, and it becomes a good card for everyday use. There's also a sizable sign-up bonus. The card's 2X back on dining, streaming services and grocery stores is solid, but you can find equal or higher rates in those categories.
Plus, a caveat: If you also have the higher-tier version of this card — the U. Earn 2X points at grocery stores, grocery delivery, dining and streaming services. Not a Delta traveler? Follow the link below for the best options for other airlines. And the top-notch checked-bag benefit can save hundreds of dollars a year if you travel often and not necessarily light. You'll earn 2 miles per dollar spent on Delta purchases, at restaurants and at U.
There's a great bonus offer for new cardholders, too. And if you like to travel as a group, this card provides a free checked bag for yourself and up to eight other people traveling on your reservation. You also get priority boarding. Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.
But avid travelers know better. Points are worth 1. And don't forget the big sign-up bonus. Get this card only if you are a dedicated traveler. Activating and tracking the bonus categories can be a hassle. Also, since this is a cash-back card, it doesn't offer any travel-specific perks.
Not a Hyatt customer? Follow the link below for options for other hotel chains. Although Hyatt isn't as big as its competitors, the outstanding value delivered by World of Hyatt Credit Card makes it worth considering for anyone who spends a lot of time in hotels. You earn 4 points per dollar spent with Hyatt, 2 points per dollar on an array of common spending categories see the product details tab , and 1 point per dollar on other spending.
Hyatt points are also worth significantly more than most other hotel points. There's a decent sign-up bonus, automatic elite status and more. Hyatt's relatively small footprint — about properties compared with 5, or more for other chains — means you won't have as many locations to choose from as you'd get with other hotel cards.
Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open. Get 1 free night each year after your Cardmember anniversary at any Category Hyatt hotel or resort. Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open. Small-business credit cards aren't just for people with storefronts or offices. If you're a freelancer, have a "side hustle" or do gig work, you may a good candidate for a small-business credit card, too.
Having a dedicated card for your money-making enterprise helps you keep business and personal finances separate. For more options, follow the link below to see NerdWallet's best travel cards for business. The sign-up bonus is especially generous if you redeem points for travel booked through Chase. You can also transfer points to a dozen or so airline and hotel programs, including United, Southwest, Marriott and Hyatt.
This card's bonus categories aren't a good fit for all business owners. With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring. With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information. Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open. NerdWallet's ratings are determined by our editorial team.
The scoring formulas take into account multiple data points for each financial product and service. Terms Apply. Earn 10X points on eligible purchases on the Card at restaurants worldwide and when you Shop Small in the U. Earn 4X points on travel and at gas stations. Earn 1X point on all other eligible purchases.
Earn 1X Mile on all other eligible purchases. Click the card name to read our review. Our pick for: Flat-rate rewards. The Capital One Venture Rewards Credit Card is probably the best-known general-purpose travel credit card, thanks to its ubiquitous advertising. You earn 5 miles per dollar on hotels and car rentals booked through Capital One Travel and 2 miles per dollar on all other purchases.
Miles can be redeemed at a value of 1 cent apiece for any travel purchase, without the blackout dates and other restrictions of branded hotel and airline cards. The card offers a great sign-up bonus and other worthwhile perks. Read our review.
Points can also be transferred to about a dozen airline and hotel partners. The sign-up bonus is stellar, too.
Our pick for: Triple points in multiple categories. There's a solid sign-up bonus as well. Our pick for: Road trips. Our pick for: Travel portal benefits. Our pick for: Cash back for travel bookings. Now it's even better, with bonus rewards on travel booked through Chase, as well as at restaurants and drugstores.
Category activation can be a hassle, but if your spending matches the categories — and for a lot of people, it will — you can rack up hundreds of dollars a year. And unlike competitors, there's no activation schedule or bonus calendar to keep track of. Our pick for: Luxury travel perks. Enjoy extensive airport lounge access, hundreds of dollars a year in travel and shopping credits, hotel benefits and more.
That's not even getting into the high rewards rate on eligible travel purchases and the rich bonus offer for new cardholders. Our pick for: Big rewards on everyday spending. Other benefits include hundreds of dollars a year in available dining and travel credits and a solid bonus offer for new cardholders. There's an annual fee, though, and a pretty substantial one, so it's not for smaller spenders.
Our pick for: Airline credit card. A best-in-class checked-bag benefit first bag free for you and up to eight others on your reservation , priority boarding and the opportunity to earn a flight credit each year make this card a bargain for Delta stalwarts. See our best airline cards for other options.
Our pick for: Hotel credit card. Hyatt isn't as big as its competitors, but World of Hyatt Credit Card is worth a look for anyone who spends a lot of time on the road. You can earn a lot of points even on non-Hyatt spending, and those points have a high value compared with rival programs. There's a great sign-up bonus, free nights, automatic elite status and more. See our best hotel cards for other options.
Modern-day adventurers and once-a-year vacationers alike love the idea of earning rewards toward their next big trip. With a travel rewards credit card, you earn points or miles every time you use the card, but you can often earn more points per dollar in select categories. Not all points and miles earned on travel rewards credit cards are the same:. With their flexible rewards, general-purpose options are usually the best travel credit cards for those who don't stick to a single airline or hotel chain.
Although it's possible in some cases to transfer hotel points to airlines, we recommend against it because you get a poor value. These so-called co-branded cards are usually the best travel credit cards for those who always fly one particular airline or stay with one hotel group.
How do we value points and miles? With the rewards earned on general travel cards, it's simple: They have a fixed value, usually between 1 and 1. With airline miles and hotel points, finding the true value is more difficult. How much value you get depends on how you redeem them. To better understand what miles are worth, NerdWallet researched the cash prices and reward-redemption values for hundreds of flights.
Our results:. Best Western. For details about our methodology, see our valuations page. Our valuations are different from many others you may find. You should therefore use these values as a baseline for your own redemptions. If you can redeem your points for the values listed on our valuations page, you are doing well.
Check out the full comparison of the best Delta credit cards before choosing. Also, you may qualify for a discounted award ticket, and you can upgrade to business or first class with miles. You can also transfer Membership Rewards points at a ratio and Marriott Bonvoy points at a ratio.
In other words, the number of points required to book a flight is directly tied to the cash price of the ticket. Reward flights can be redeemed for as few as 5, points or less. On JetBlue flights operated by Hawaiian Airlines, however, there is an award chart. On these flights, one-way economy fares range from 6, to 30, points within the U.
Alternatively, you can transfer points from Amex Membership Rewards at a rate of or transfer your Chase Ultimate Rewards at a rate of This setup can make it difficult to book award flights when tickets are expensive.
But this also means award flights get cheaper when the airline runs fare sales. You can earn Southwest points with the following credit cards check out our full comparison of the best Southwest credit cards :. You can also transfer Ultimate Rewards points to Southwest at a ratio and Marriott Bonvoy points at a ratio. United Airlines no longer has an award chart. You'll need to search different routes and dates to find the best fares. In our searching, we found one-way domestic economy flights for as little as 5, points.
We also saw a one-way economy ticket to Japan for about 35, points and one-way economy to London for 20, points. You can also transfer points to United from your Chase Ultimate Rewards account at a ratio or Marriott Bonvoy account at a ratio. How do you use your credit card points for airline tickets?
The biggest thing to keep in mind is this little nugget I mentioned earlier: Never pay more for a flight in points and miles than if you just paid for it outright with your credit card. We know now that points and miles are worth a certain amount of money. Not paying cash for your stay at the St. Regis Maldives? For rates and fees of the Hilton Aspire card, click here. Terms Apply. Disclaimer: The responses below are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy. This compensation may impact how and where products appear on this site including, for example, the order in which they appear. This site does not include all credit card companies or all available credit card offers. Please view our advertising policy page for more information. Skip to content.
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DoubleTree by Hilton will open 15 new properties in Southeast Asia. Earn 3X Miles on Delta purchases and purchases made directly with hotels. Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U. Earn 1X Miles on all other eligible purchases. Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Baggage charges and other restrictions apply. See terms and conditions for details.
Enjoy your first checked bag free on Delta flights. No Foreign Transaction Fees. Terms and restrictions apply. In addition to some stellar benefits, it provides an excellent 14x bonus category on spending at eligible Hilton properties — equivalent to an 8.
The card details on this page have not been reviewed or provided by the card issuer. The Delta SkyMiles Platinum Amex is a great card for travelers hoping to hit Medallion elite status with the airline while racking up miles across a wide range of purchases. Rewards rate: Earn 3x on eligible Delta purchases and hotel stays; 2x on restaurants and U.
This card is best suited for regular travelers who are loyal to Delta and want a little help earning Medallion status with the airline. Further reading : Marriott Bonvoy Boundless credit card review.
Rewards rate: Earn 3x on eligible Alaska Airlines purchases; 1x on everything else. The Seattle-based airline is mostly limited to North American routes with some international destinations through partners , but that will change now that the airline has joined Oneworld.
American Airlines and Alaska Airlines are also renewing and strengthening their partnership. Both developments will help Alaska Airlines add new ways for customers to use the Mileage Plan program as the airline establishes a global footprint. Rewards rate: Earn 2x on eligible American Airlines purchases, restaurants and gas stations. If you know how to maximize your AAdvantage redemptions , that bonus could potentially be worth even more.
The miles earned on the card can also be transferred to airline and hotel partners and some other benefits not usually seen with a no-annual-fee card. Benefit only available to accounts approved for the Visa Signature card. Terms apply. The VentureOne also beats other no-annual-fee cards for perks such as purchase protection and no foreign transaction fees. Related: Capital One Venture vs. Capital One VentureOne.
I reviewed numerous travel credit card offers and spent countless hours studying the pros and cons of each offer. I assigned value to these credit cards based on the following criteria:. Travel credit cards offer rewards on different purchases that can help you book flights, hotels and more for little to no out-of-pocket expenses.
Some cards also provide valuable perks and benefits that upgrade the overall travel experience — from Global Entry application fee credits to lounge access to complimentary elite status. If you have the right card or cards in your wallet, the sky is the limit on where your travels can take you — literally. Are you new to the travel rewards card game?
Related: The complete history of credit cards, from antiquity to today. The reason to hold any travel rewards credit cards is to earn rewards, but there are different types of travel credits:. Many of our best travel credit cards fall under this category because they are the most valuable type of points you can earn. Transferable rewards give you the flexibility to redeem your rewards in a way that will be most beneficial to you.
Airline cobranded cards earn a specific type of airline miles. These cards also generally come with perks specific to that airline. For example, an airline card may offer free checked bags , a certain number of elite-qualifying miles to help you reach status, priority boarding privileges, inflight discounts and more. Related reading: Best airline credit cards. Hotel cobranded cards work like airline cards.
Hotel cards come with their own benefits, such as complimentary elite status or free award-night stays. Related: Best hotel credit cards.
Fixed-value cards earn points or miles that are always redeemed for the same value. As more hotels and airlines move to a dynamic pricing model where award pricing shifts dramatically, fixed-value rewards programs are becoming more popular. Related: Comparing the best fixed-value point credit cards. With certain travel credit cards, you can also get perks to use while traveling — everything from airport lounge access and hotel elite status to free airline companion certificates and discounts or credits on your travel purchases.
Those who are well-versed in award charts and redemption options for travel rewards cards can often get more value from points than from cash back. However, there are a few drawbacks to travel rewards cards. Because travel credit cards are focused on earning and redeeming for travel expenses, your redemption options are slightly limited when it comes to maximizing value.
More airlines and hotels are switching to dynamic pricing models, which means the value you get from your points and miles can vary drastically. Are you hoping to use your sign-up bonus for a specific redemption? Are you looking for a card that gives you luxury travel perks? Are you hoping to hit elite status with a specific hotel brand or airline?
Are you a casual traveler or a frequent flyer? Which spending categories will be most beneficial to you? Multiple Amex Delta cobranded cards give you perks such as earning Medallion Qualification Miles when you hit certain spending thresholds and offer free checked bags and priority boarding.
Related: Delta now makes it even easier to earn elite status — but is it worth it? Other aspects to consider are below.
General travel cards offer flat-rate rewards while cobranded cards will likely offer a base rate then a higher percentage in certain categories like hotels and airline tickets. Remember to look at the categories to which those reward rates apply and find a card that matches your spending patterns.
Some travel cards offer automatic elite status with various brands when you sign up and can also accelerate the journey to elite airline status by converting points to air miles. If you are loyal to a particular hotel brand, status with that brand will be valuable. Since one of the points of a travel credit card is that it is advantageous for people who travel a lot, a decent one should not charge a foreign transaction fee. If it does, obviously the lower the better. Others charge them on some cards but not all.
You can use those valuations to determine how much a sign-up bonus or bonus category is worth. Many of the top travel rewards credit cards come with hefty annual fees. But cardholders who maximize the perks and rewards structures on these cards will almost always come out net-positive by the end of the year.
Related: Best premium credit cards. Ideally, you should have both types of cards in your wallet. Related: The best cash-back credit cards for With the points earned through your Amex Platinum , you transfer points to partners for your award flights and hotel stays. But you can use cash-back rewards to offset those costs.
If you wonder which type of card would be best as your first travel credit card , consider what type of rewards you will find more valuable. Cardholders who only plan to travel every once in a while may get more value out of a cash-back card that they can use to offset the cost of other expenses.
However, if you hope to use the rewards from your card to book award flights and hotels, a travel credit card is the way to go. Not all travel credit cards are best for spending outside of the U. Some tack on fees for purchases that are not made within the U. Others may not be widely accepted overseas.
Plus, some cards offer more benefits that help you on your international adventures. The best travel credit cards typically require a good to excellent credit score.
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